Your Home, Your Cash…..Harness the Power of Your Home Equity

Owning a home is a significant investment, and your home's equity represents a valuable asset. A fixed-rate home equity loan from PURE FUNDING MORTGAGE allows you to tap into this equity to achieve your financial goals. With a fixed interest rate, you can enjoy the peace of mind that comes with predictable monthly payments.

Why Choose a Fixed-Rate Home Equity Loan?

• Predictability: Unlike variable-rate options, a fixed-rate home equity loan offers stability. Your monthly payment remains constant throughout the loan term, regardless of interest rate fluctuations. This budgeting predictability can be a significant advantage for financial planning.

• Budgeting Confidence: Knowing exactly how much you'll owe each month empowers you to make informed financial decisions. You can allocate funds for other expenses or savings goals with confidence.

• Potential Tax Benefits: In many cases, the interest paid on a home equity loan used for home improvements may be tax-deductible. Consult with a tax professional to determine your eligibility.

• Consolidation and Debt Management: A fixed-rate home equity loan can be a valuable tool for consolidating high-interest debts. By transferring balances to a lower-interest loan, you may save money and simplify your financial obligations.

• Home Improvement Projects: Whether you dream of a kitchen remodel, a backyard oasis, or energy-efficient upgrades, a home equity loan can provide the necessary funds. Enhance your home's value and enjoyment with a fixed-rate loan.

• Large Purchases: Major life events like college tuition, weddings, or purchasing a new vehicle can be financially demanding. A fixed-rate home equity loan can offer the flexibility to fund these significant purchases.

PURE FUNDING MORTGAGE: Your Trusted Partner

At PURE FUNDING MORTGAGE, we understand that every homeowner's financial situation is unique. Our experienced team is dedicated to helping you find the home equity loan solution that best fits your needs. We offer competitive rates, personalized service, and a streamlined application process.

How it Works

1. Determine Your Home's Equity: Calculate the current value of your home and subtract the outstanding mortgage balance to determine your available equity.

2. Choose Your Loan Amount: Decide how much you need to borrow based on your financial goals.

3. Lock in a Fixed Rate: Enjoy the security of a fixed interest rate for the entire loan term.

4. Receive Your Funds: Access the loan proceeds as a lump sum to use for your desired purposes.

5. Make Monthly Payments: Your consistent monthly payments contribute to paying off the loan.

General Loan Terms:

·      Minimum credit score 660

·      Min Loan $100,000

·      Max Loan $500,000

·      Primary Home (owner occupied)

·      Loan term 10, 15, 20, and 30 year fixed

·      Available in TX, CA, OK, ID, TN

Ready to Unlock Your Home's Potential?

Contact PURE FUNDING MORTGAGE today to learn more about the benefits of a fixed-rate home equity loan. Our knowledgeable loan officers will guide you through the process and help you make informed decisions. Take advantage of this opportunity to leverage your home equity and achieve your financial aspirations.