Required documents for a mortgage loan application. 

Below is a list of possible documents you will need in order to get the loan process started with your loan consultant. Please note there may be other requests, but this is a guide to help you begin gathering the necessary documents to start the process. 

  • The last two (2) years W2 statements 

  • Pay stubs showing the most recent 30 days of pay 

  • Previous two (2) months of bank statements 

  • Purchase and sale agreement contract 

If you are REFINANCING: 

  • Previous month mortgage statement 

  • Copy of your homeowner's insurance policy 

  • Tax Bill – most recent 

If you are PURCHASING A HOME: 

  • Purchase Contract – signed 

  • Realtor Contact Information 

  • Condo Association Contact Information (If applicable) 

  • Homeowners insurance quote 

If you are applying for a VA LOAN: 

  • Provide a copy of your Certificate of Eligibility (COE). If you do not have this, please follow the link to apply for your COE 

If you are SELF-EMPLOYED, EMPLOYED IN SALES, PAID BY COMMISSION, OR OWN RENTAL REAL ESTATE: 

  • Personal Tax Returns from the last two (2) years – signed – with all related schedules 

If you are SELF-EMPLOYED THROUGH A CORPORATION: 

  • The last two (2) years Corporate Tax Returns 

  • The last two (2) years Personal Tax Returns 

  • Year-to-Date Profit and Loss Statement 

  • Current Balance Sheet 

Please reach out to your mortgage loan consultant for more details.